Financial apps for the iPhone
Obviously, for anyone who has taken the plunge and are now using the Apple iPhone they would already know that this device is more than just a phone it is in fact a life organiser with so many applications available some for free or for a reasonable price.
However, in these days of financial trouble, managing [...]
Germany blames US for financial crisis
Following the speech by President Bush the other day, there has been a lot of feedback from the private and public sector not all of it being good or supportive of the plans or the argument that he put across as being the cause for it.
Peter Steinbruck the German finance minister has come out as [...]
Top cities for careers in finance
Virtually every city in the world has its own finance centre, which is good for someone looking to start a career in the finance sector, but as with everything in life, some are going to be better than others.
In order to find the best city to launch a finance career there are several factors that [...]
Achieving your goals
The idea that you can get what you want from life by planning everything out to letter, well for some people this can be so, but on the other hand, there are those that believe that everything has been laid out in fate.
However clearly there are people who go against the trends and yet they [...]
Student credit cards
This is the season where new and experienced students begin to settle into the life of living away from home for another year. This has many problems, which can range from feeling low to all of a sudden having a lot of money.
The problem for students is making the cash last, this is not always [...]
Kids should get finance lessons
There have been calls by teaching staff that kids should be taught about the fundamentals of finance, in the current financial climate there is no doubt that this would probably be a good idea.
Obviously, they could do with some help and advice on what finance is all about and how to avoid the pitfalls that [...]
Getting a good credit rating
Having a bad credit rating does not necessarily mean that you cannot begin to build up your credit rating back to a reasonable level again. However, this could mean taking out loans or credit agreements that may not be necessarily in your interest.
There are many companies out there willing to offer people with bad credit [...]
Watch what you spend and then save
If we could chart to prices of everyday objects over the past year we would notice that there is a gradual increase, yes things are gradually getting more expensive, we may not notice it but eventually the penny drops and suddenly we are thinking how on earth did that get so expensive.
Clearly most people are [...]
How to ruin your financial security
Being financially secure is one of those things that you can have one day and lose it the next, it is a fine line that we all tread for most of our life.
The simple fact is that it is far easier to get into debt than it is to get out of debt. So it [...]
How to get into debt
There is plenty of tips out there to tell you how to get out of debt, but in some cases when it gets to the when someone is looking for help, it can be too late for them.
Therefore, we thought that is might be a great idea to try this in reverse, instead of information [...]
Getting on top of your finances
Credit card debt has to be the most expensive and yet the easiest type of finance to get these days, which is probably why most banks are keen to push a credit card onto you as much as possible.
However, there are dangers in having credit card debts, because if you are just paying off the [...]
Keeping safe online
Being able to bank and shop online has become one of the greatest things ever; no longer do you have to drive for miles and queue up to either pay your bills or buy your weekly shop. Nowadays almost anything can be done online, but this convenience does come with a risk.
You have to realise [...]
Car Makers offering loans
The so-called credit crunch is taking its toll on the carmakers, as people find it more difficult to get financing for a new car. Therefore, the shiny new cars are left sitting in the showrooms, causing the carmakers to rethink their sales strategies.
One way some of these carmakers is the interest free loan, incredible, as [...]