Why a credit score is so important
There comes a time in every one’s life when there is going to be a credit score done, this may not even be for credit as such like loans or credit cards, because many companies use a credit score to evaluate people for services such as renting a place to live.
So although a person may [...]
Bank jobs at risk
It may have only been a few days ago when the Royal Bank of Scotland (RBS) were bailed out by the government to the tune of around £20 billion, but already it would seem that there are plans to axe around sixteen thousand jobs, which is around ten per cent of the bank’s global work [...]
October 27, 2008How to save money
If there is, just one thing that we should have learned over the past few weeks it has to be that we should always try to save some money for those rainy days. They may not come all that often, but when they do, it is something that many people wished they had done.
The problem [...]
Be a debt free student
Students these days are no strangers to debt, it seems that they are already building up debt before they even start their further education, this can be a very distressing thing for them especially as they have a few years of study ahead of them.
However, it sometimes pays to work out what students need, clearly [...]
Everything a good credit card should have
Most people that credit cards are not the best thing to use for long term credit, yet depending on the circumstances of people this often happens and can work out a very expensive way of borrowing, that is very difficult to get out of.
So there are some good points for credit cards they can be [...]
EU Calls for finance overhaul
The finance leaders from the UK and Germany have joined forces with their counterparts from France to back an idea, which could see an international banking summit this year, which could pave the way for plans to be put in place to prevent the financial crisis from getting worse.
There is a fear that the industry [...]
Banks need time
There has been much talk about the government bail out of the banks in the UK and how this needed to be done in order to keep the money markets flowing. This move has been given the thumbs up by virtually every other government in the world, but it seems that is may not have [...]
October 15, 2008Get on top of your credit card
For most people living without a credit card would be very hard, yet it would seem that no matter what scare stories are out there when it comes to the terms and conditions of the credit card, many users are still unaware of the charges that the banks can apply.
The thing with a credit card [...]
Cat beats the credit crunch
A cat that lives in an unmanned railway station in Kinokawa in Japan has turned the fortunes of the city around, the cat, which was born in the station, had been brought up by a neighbouring store until it was old enough to go it alone.
She now patrols the station wearing a mini railway uniform; [...]
Moving abroad is good for the kids
It is a simple fact of life that living abroad can be good for your family’s lifestyle and more importantly the family finances. In research carried out for the HSBC they found that not only are ex-pats happier with their new lives, they are in fact better off too.
The cost of raising children abroad is [...]
Surviving the student years
Going to college and university ca have some hidden costs, which always catches the student out, whether it is utility bills or some other unforeseen cost the student. It is rare that a student has cash to spare unless they are able to make some additional cash.
There are opportunities out there for that could [...]
Protecting your finances
With the financial world in collapse, many people are wondering what they can do to prevent a financial crisis of their own from happening. Many people will say that there is nothing that can be done as this is out of your hands, but is it.
There are plenty of opinions out there, but which is [...]
Terrorism financed through credit cards
There are concerns that terrorist groups are turning to the plastic to finance their campaigns, this would probably not come as too much of a surprise as the credit card can be used in a variety of ways. The problem that faces the authorities is how on earth can this combated.
It would seem that there [...]