Mortgages approvals increase
The best indicator on the state of the property market is the amount of mortgages approved by lenders, this not only shows the amount of properties being sold, but also how much for.
In April there were around twenty seven thousand mortgages issued by lenders, that is an increase of almost four per cent on the [...]
The figures never lie
Sometimes it is only when things get so bad, that all the finance secrets start to come out. As with the financial institutions who managed to hide their exposure to bad debt, so do individuals sometimes hide the truth about their current financial status.
These lies often lead to a serious breakdown the relationship, so what [...]
Financial crisis could be worse than the depression
The international monetary fund (IMF) are warning that there are some serious worries that there could be comparisons between the lead up to the great depression and the current financial crisis.
Despite the attempts by governments around the world to prevent this from happening the fear is that this may not be enough to prevent the [...]
Lessons in Personal Finance
These days more than ever are times when personal finance should be taught to young adults, especially if they are leaving home to go to college or just starting out on a new career. Whatever the route taken, personal finance is going to take up a large part of their life from now on.
Yet with [...]
Motivating kids for finance
Motivating kids for finance
The key to a secure future for today’s youngsters is for them to be taught at an early age about the basics of finance. It seems that they are growing up with the belief that you can have everything now and pay it off as you please, the never, never as it [...]
Organising business finances
This time more than ever is when business people should be organising their finances in order for their business to run more smoothly and efficiently. It is a matter of making things count and not missing out on anything at all.
There are some simple steps that the small business owner can take in order to [...]
Twitter can save you money
Twitter used to be laughed at as being a waste of time, after all who can bothered with sending and reading short messages? Well as it turns out quite a lot of people and the information, being sent around the Twitters can be very useful indeed.
Money matters has become one of the hot topics on [...]
Wasting energy will cost consumers pounds
This time last year most people in the UK were celebrating their good fortune of living in a booming economy which in turn fuelled foreign holidays, cars and just about anything else that you could think of, then all of sudden it stopped.
Almost over night things began to crash around us, but as people tighten [...]
Penny pinching is in these days
Although the old way of spend now and pay later is still on the minds of many people, there is a new wave of people who want to sit back and save as much money as possible, rather the old way of spend, spend, spend.
Behind this new thrifty lifestyle is the use of the internet, [...]
Organizing business finances
Managing business finances is not that different to managing personal finances except that business finances are much more serious and in some cases are governed by laws. Because of this, it is essential that a firm grip is taken on them, especially during these current times.
There are some simple methods that can be put into [...]
Managing your finances in a credit crisis
Getting a grip on your finances is hard enough, but with a full blown credit crisis creating all sorts of problems for many people there is an extra pressure on people to get a grip on their finances in order to be ready should the worst happen.
The problem for ordinary people is that they have [...]
Making global finance work
There is no doubt that the current financial situation is down to the problems associated with global finance, this is because as banks and institutions grow they take over other companies and so on.
This means that despite taking an established business, the way that the business has been set up with customers, credit and debt [...]
Recession played out in games
The cause of the current financial situation can be seen in the type and style of computer games that have been available over the years, but not just any old games what we are talking about are the business and world development games.
These games like the Sims, Tycoon, SimCity 2000 and 3000, SimTower, Capitalism, even [...]
Tips for saving money
There is no magic formula to saving and managing money, it just takes a bit of will power and the need to get your finances under control, before they get on top of you. This is because if they are left unchecked then they will surely get on top of you.
However, it does not have [...]
Could Aston Martin be repossessed
It may seem like a far fetched story, but even the current chairman David Richards confirms that technically the company is in danger of being in breach of the contracts that it has with the banks.
This is not an immediate problem, but in the middle of the year, this could be a real a [...]
Cutting the cost of utilities
There is no doubt that the cost of electricity and gas will be rising over the next few years, even though there has been a slight drop recently the prices will always begin to creep up again. However, there are things that the average householder can do to reduce this costs.
The only problem is that [...]
It is a $100 Trillion note for Zimbabwe
There is a real sign of hyperinflation and that is when the central banks start issuing high denomination bank notes. We have been following this in Zimbabwe where the president, Robert Mugabe has found his country virtually cut off from the outside.
The central bank has had to introduce the highest denomination bank note ever recorded [...]
Fixing your finances
These days getting on top the personal finances should be a priority for most as by doing this it can be a way of getting ready for a new future where finance does not control you, but rather the other way around.
If ever there was a better time to get on top of the finances [...]
Fixing your credit rating
Your credit rating can affect the way that you conduct your life for a long time, this is especially important these days with the credit and finance industry being in such a state right now.
The first thing to do is get a copy of your credit report, there are three main agencies so it is [...]
Fixing your finances
There are plenty of websites which will tell how where you are going wrong with your finances, but are nay of these sites any good and do they really offer the sort of service that will help people to get on top of their finances.
Essentially the best way to get to keep on top your [...]