The figures never lie
Sometimes it is only when things get so bad, that all the finance secrets start to come out. As with the financial institutions who managed to hide their exposure to bad debt, so do individuals sometimes hide the truth about their current financial status.
These lies often lead to a serious breakdown the relationship, so what [...]
Trouble for city from the EU
History shows that major financial and economic centres are delicate to say the least Europe is littered with cities that once prospered as financial centres, yet are today a small shadow of their former self.
London should be aware of this because the main factor involved in the demise of these once high and mighty cities [...]
Lessons in Personal Finance
These days more than ever are times when personal finance should be taught to young adults, especially if they are leaving home to go to college or just starting out on a new career. Whatever the route taken, personal finance is going to take up a large part of their life from now on.
Yet with [...]
Motivating kids for finance
Motivating kids for finance
The key to a secure future for today’s youngsters is for them to be taught at an early age about the basics of finance. It seems that they are growing up with the belief that you can have everything now and pay it off as you please, the never, never as it [...]
Organising business finances
This time more than ever is when business people should be organising their finances in order for their business to run more smoothly and efficiently. It is a matter of making things count and not missing out on anything at all.
There are some simple steps that the small business owner can take in order to [...]
UK banks not too good online
The UK’s top five banks did not fair too well when they were road tested by the finance 1000 website index, this is where banking and finance websites are tested and graded to certain standards.
Yet none of the UK’s top five banks websites made it into the top ten, in fact the UK’s leading [...]
Twitter can save you money
Twitter used to be laughed at as being a waste of time, after all who can bothered with sending and reading short messages? Well as it turns out quite a lot of people and the information, being sent around the Twitters can be very useful indeed.
Money matters has become one of the hot topics on [...]
Organizing business finances
Managing business finances is not that different to managing personal finances except that business finances are much more serious and in some cases are governed by laws. Because of this, it is essential that a firm grip is taken on them, especially during these current times.
There are some simple methods that can be put into [...]
Managing your finances in a credit crisis
Getting a grip on your finances is hard enough, but with a full blown credit crisis creating all sorts of problems for many people there is an extra pressure on people to get a grip on their finances in order to be ready should the worst happen.
The problem for ordinary people is that they have [...]
Tips for saving money
There is no magic formula to saving and managing money, it just takes a bit of will power and the need to get your finances under control, before they get on top of you. This is because if they are left unchecked then they will surely get on top of you.
However, it does not have [...]
Interest rates down in the Eurozone
The European Central Bank (ECB) has once again reduced interest rates by another half of a per cent to two per cent, this is the fourth time since September that interest rate have been reduced when they were well established at four and quarter per cent.
However this new rate is still higher than those in [...]
Fixing your credit rating
Your credit rating can affect the way that you conduct your life for a long time, this is especially important these days with the credit and finance industry being in such a state right now.
The first thing to do is get a copy of your credit report, there are three main agencies so it is [...]
Fixing your finances
There are plenty of websites which will tell how where you are going wrong with your finances, but are nay of these sites any good and do they really offer the sort of service that will help people to get on top of their finances.
Essentially the best way to get to keep on top your [...]
Get your finances under control
Today as the new year finally gets under way the reality of the financial crisis reappears, for many people the credit crunch has been on the back burner for a week or so, but with the festive season now behind us, it is time to face up to reality.
There are several ways to get yourself [...]
Surviving the credit crunch
For some people it may already be too late to avoid the current financial crisis, but that does not mean that it is the end. In fact, in many cases this is just the beginning of getting on top of all things financial.
The world of personal finance is something that has to be worked on [...]
Germany disagrees with rescue plans
Despite the many meetings that are happening across Europe with a view to save the collective economies, Germany remains stead fast in their plan not to do anything to help out the banks or any other struggling industry.
They go as far to say that the recent changes in that the UK government have implemented are [...]